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Deciding between a private caregiver and an agency or registry home care service such as Boca Home Care Services is a critical step for those seeking assistance for elderly at home. Beyond the cost considerations, the responsibilities as a client or employer and potential interactions with long-term care insurance policies are crucial factors to bear in mind.
A cautionary tale from our files illustrates this dilemma vividly. Occasionally, a client may opt to hire an independent caregiver, enticed by the apparent cost savings. However, as the legal employer, you’ll bear the responsibility for Social Security and other federal taxes, a scenario reminiscent of the “NannyGate” controversy.
Recently, one of our clients chose this route, seeking to economize on their insurance. They hired a caregiver recommended by a neighbor independently and terminated our services. However, merely two days later, we received a distressing call from the hospital. The newly hired caregiver was not present when needed, leading to the client attempting a bathroom visit unassisted. The unfortunate result was a severe fall and bruising, thankfully without any broken bones. Nonetheless, her spirit was significantly dampened.
While such incidents could occur even under the best of care, the stark reality was that our client lacked recourse. She couldn’t request a new caregiver, nor could anyone hold the caregiver accountable to a higher standard. In essence, she found herself isolated in her time of need. On that same day, despite her long-term care insurance not covering an aide during a hospital stay, she requested our home nursing care services to ensure her mornings started with one-on-one assistance.
The value of licensed home care services like Boca Home Care Services extends beyond the caregiver-client relationship. Benefits such as backup support for changing schedules, screened and credentialed caregivers, accountability, transparency and hassle-free paperwork are all part of the package. When dealing with incapacitation or the challenges of elderly care, these aspects are well worth the investment. Agencies and registries for elderly home care provide a safety net and peace of mind that private hires cannot guarantee.
Boca Home Care Services specializes in assisting families navigate challenging senior care situations by providing comprehensive, worry-free solutions tailored to your loved one’s needs. Reach out to our team to learn more about how we can help you navigate your home care options.
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